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The Second Million of Umbrella Coverage Costs a Quarter of the First
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Investing··8 min

The Second Million of Umbrella Coverage Costs a Quarter of the First

A $1 million personal umbrella policy averages $300 to $400 a year. Each additional million runs $75 to $150. That pricing curve tells you what the product is: insurance against something that almost never happens, and the reason your liability is uncapped while your coverage is not.

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