Investing··10 min
Tokenized Treasuries Are a Better Savings Account Than Your Bank Offers
On-chain T-bill funds paid a 3.24% 7-day APY in mid-July 2026 while the average US savings account paid 0.61%. The market crossed $15.5 billion, and BlackRock, Franklin Templeton, and Circle are all in. Here is what it actually is, and where the catch hides.
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